Services — First Home Buyers

We're here to hold your hand.

Buying your first home is one of the biggest moments of your life. We make sure you walk in prepared, not overwhelmed — from your first question to getting the keys.

30+ lenders
Government grants
Free service
5% deposit options
Services — First Home Buyers

Get started today

Fill in your details and we'll be in touch to walk you through everything.

What's included
  • 30+ lenders
  • Government grants
  • Free service
  • 5% deposit options
Key things to know
Find the best rateWe compare 30+ lenders to find the sharpest rate and the right loan structure for your situation — not just whatever one bank offers you.
Government grants & schemesWe check your eligibility for the First Home Owner Grant, First Home Guarantee, stamp duty concessions and any state-specific schemes — so you don't leave money on the table.
5% deposit optionsYou don't always need a 20% deposit. We'll show you how to buy with as little as 5% — and whether avoiding LMI is worth the wait or not for your situation.

Make an enquiry

Fill in your details and we'll be in touch to walk you through everything.

Name, email and phone required to proceed.

Your details are safe. We'll never spam you.

What we do for you

Everything a first home
buyer actually needs

01

Find the best rate

We compare 30+ lenders to find the sharpest rate and the right loan structure for your situation — not just whatever one bank offers you.

02

Government grants & schemes

We check your eligibility for the First Home Owner Grant, First Home Guarantee, stamp duty concessions and any state-specific schemes — so you don't leave money on the table.

03

5% deposit options

You don't always need a 20% deposit. We'll show you how to buy with as little as 5% — and whether avoiding LMI is worth the wait or not for your situation.

04

Pre-approval sorted

Walk into open homes knowing exactly what you can spend. Pre-approval gives you confidence and puts you in a stronger position when you're ready to make an offer.

05

We handle the paperwork

From the application to lender communication to settlement — we manage the whole process so you don't have to figure it out alone.

06

Plain English, always

No jargon. No confusing fine print you weren't told about. We explain everything clearly so you always know exactly what you're signing up for.

How it works

Four steps to
your first home

01

Tell us your situation

Fill in the form or give us a call. No lengthy paperwork — just a quick chat about your deposit, income, and goals.

02

We find your options

We compare 30+ lenders, check your grant eligibility, and come back with the best options for your situation.

03

Get pre-approved

Once you're happy we submit your application and manage everything — from documents to lender communication.

04

Get the keys

Settlement day arrives and you're a homeowner. We stay in touch to make sure your loan keeps working hard for you.

Common questions

First home buyer FAQs

How much deposit do I actually need?
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Many lenders accept as little as 5% deposit. If you're under 20% you may pay Lenders Mortgage Insurance (LMI) — but in some cases that's worth doing rather than waiting years to save more. We'll run the numbers and tell you what makes sense for your situation.
What grants am I eligible for?
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How long does getting a home loan take?
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Does using a broker cost me anything?
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Ready to buy your first home?

No pressure, no obligation. Fill in the form above or give us a call and we'll walk you through everything.

0403 172 610 info@kickfinance.com.au Book a call
First Home Buyer Loans Sydney | Kick Finance Mortgage Broker