Services — LMI Professional Loans

Certain professionals get the LMI waiver. Are you one of them?

Doctors, dentists, lawyers, accountants and other eligible professionals can access LMI waivers across multiple properties. If you qualify, this is one of the biggest financial advantages you'll ever get in property.

LMI waiver
High LVR lending
Medico loans
Professional packages
Services — LMI Professional Loans

Get started today

Fill in your details and we'll be in touch to discuss your options.

What's included
  • LMI waiver
  • High LVR lending
  • Medico loans
  • Professional packages
Key things to know
Save tens of thousands in LMILMI on a $900k property with a 10% deposit can cost $15,000–$25,000 or more. If you're an eligible professional, this cost is waived entirely — saving you a significant upfront expense on every property you buy.
Borrow up to 90% without LMIMost Australians pay LMI the moment they go above 80% LVR. Eligible professionals can often borrow up to 90% — sometimes more — without paying a cent in LMI. That's a game-changing advantage.
Applies to every property, not just the firstUnlike first home buyer schemes, LMI waivers for professionals apply to every property purchase — not just your first home. Build your portfolio knowing this advantage follows you throughout your property journey.

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What we do for you

Why LMI waivers change
the game for professionals

01

Save tens of thousands in LMI

LMI on a $900k property with a 10% deposit can cost $15,000–$25,000 or more. If you're an eligible professional, this cost is waived entirely — saving you a significant upfront expense on every property you buy.

02

Borrow up to 90% without LMI

Most Australians pay LMI the moment they go above 80% LVR. Eligible professionals can often borrow up to 90% — sometimes more — without paying a cent in LMI. That's a game-changing advantage.

03

Applies to every property, not just the first

Unlike first home buyer schemes, LMI waivers for professionals apply to every property purchase — not just your first home. Build your portfolio knowing this advantage follows you throughout your property journey.

04

Eligible professions

Typically includes medical professionals (doctors, dentists, vets, pharmacists, optometrists), legal professionals (solicitors, barristers), accounting professionals (CPAs, CAs), and some engineers. Eligibility varies by lender — we'll confirm yours.

05

Specialist lender packages

Several lenders have dedicated professional packages with LMI waivers, discounted rates, and other features tailored to high-income professionals. We know which ones and how to access them.

06

Get in with less upfront

Instead of waiting to save a 20% deposit, eligible professionals can buy property sooner with 10% — freeing up capital for other investments, business growth, or simply keeping cash in your pocket.

How it works

Simple steps,
real results

01

Tell us your situation

Fill in the form or give us a call. No paperwork yet — just a quick chat about where you're at and what you're trying to achieve.

02

We find your options

We compare 30+ lenders and come back with the best options for your situation — not just the best commission for us.

03

We handle everything

Once you're happy we submit your application and manage the entire process — documents, lender communication, everything.

04

You get the result

We stay in touch after the deal is done to make sure everything keeps working hard for you.

Common questions

LMI Professional Loans FAQs

What professions qualify for LMI waivers?
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Eligibility varies by lender but typically includes: doctors, dentists, vets, pharmacists, optometrists, solicitors, barristers, CPAs, chartered accountants, and some engineers. The specific requirements around income thresholds and qualification status differ — we'll check your eligibility across multiple lenders.
Is there a minimum income requirement?
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Can I use an LMI waiver as an investor?
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Do I need to be fully qualified or can I be a graduate?
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Ready to get started?

No pressure, no obligation. Give us a call or fill in the form above and we'll walk you through your options.

0403 172 610 info@kickfinance.com.au Book a call
LMI Waiver for Professionals | Medico & Professional Loans | Kick Finance