Services — Investment Properties

Let's build your property portfolio.

Whether it's your first investment property or you're expanding an existing portfolio — we understand investor lending and structure your loans to maximise your position for the long term.

Interest only options
Equity access
Portfolio structuring
30+ lenders
Services — Investment Properties

Get started today

Fill in your details and we'll be in touch to discuss your options.

What's included
  • Interest only options
  • Equity access
  • Portfolio structuring
  • 30+ lenders
Key things to know
Interest only vs P&I — we advise properlyFor investors, the choice between interest only and principal & interest has real tax and cash flow implications. We explain both options properly so you can make the right call for your strategy.
Using equity to buy your next IPIf your property has gone up in value, you may be able to use that equity as a deposit for your next investment — without touching your savings. We'll calculate your usable equity and show you what's possible.
Loan structure matters more than rateFor investors, how your loans are structured is often more important than the rate. We keep things clean — no cross-collateralisation, properties kept independent where possible.

Make an enquiry

Fill in your details and we'll be in touch to discuss your options.

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What we do for you

Investor lending
done right

01

Interest only vs P&I — we advise properly

For investors, the choice between interest only and principal & interest has real tax and cash flow implications. We explain both options properly so you can make the right call for your strategy.

02

Using equity to buy your next IP

If your property has gone up in value, you may be able to use that equity as a deposit for your next investment — without touching your savings. We'll calculate your usable equity and show you what's possible.

03

Loan structure matters more than rate

For investors, how your loans are structured is often more important than the rate. We keep things clean — no cross-collateralisation, properties kept independent where possible.

04

Rental income assessment

Lenders assess rental income differently. We know which lenders give you the best serviceability outcome as an investor — so your borrowing capacity goes further.

05

We understand negative gearing

We're across the tax implications of your investment decisions and work alongside your accountant to make sure the loan structure supports your overall strategy.

06

Portfolio growth planning

We don't just help you buy one property — we think about your next one too. Clean loan structures and the right lenders today make buying property two and three much easier.

How it works

Simple steps,
real results

01

Tell us your situation

Fill in the form or give us a call. No paperwork yet — just a quick chat about where you're at and what you're trying to achieve.

02

We find your options

We compare 30+ lenders and come back with the best options for your situation — not just the best commission for us.

03

We handle everything

Once you're happy we submit your application and manage the entire process — documents, lender communication, everything.

04

You get the result

We stay in touch after the deal is done to make sure everything keeps working hard for you.

Common questions

Investment Properties FAQs

Are investment loan rates higher than owner occupier rates?
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Often yes — investment loans typically carry a slightly higher rate. However, the difference varies significantly across lenders. We find you the most competitive investor rate available for your situation.
What is cross-collateralisation and should I avoid it?
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How much deposit do I need for an investment property?
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Can I use rental income to increase my borrowing capacity?
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Ready to get started?

No pressure, no obligation. Give us a call or fill in the form above and we'll walk you through your options.

0403 172 610 info@kickfinance.com.au Book a call
Investment Property Loans Sydney | Kick Finance Mortgage Broker